How Do I Check My Roof For Hail Damage

Homeowners file a claim pay the policy deductible and then the insurer pays to fix the damage.

How do i check my roof for hail damage. In heavy hail storms this damage will be obvious. If you suspect that your roof has sustained damage from a hail storm the first thing you need to do is inspect the roof for dents dings split shingles and any leaks and cover any damaged areas with a tarp or similar waterproof material to show the insurance company that you made initial efforts to mitigate the damage. Following are some factors that affect the type and degree of damage that may be impacted by a hailstorm as well as a guide on how to identify hail damage to. Insurance companies will typically accept claims up to a year after an event but of course this depends on the insurer.

A reputable roof repair contractor can provide an accurate estimate. Pro tip soak aluminum siding with water from a hose before photographing to make damage more apparent. A deductible is the amount you have to pay toward a loss before your insurance company pays a claim. Check the whole shingle as well as the edges for signs of damage.

Although hailstorms can be destructive the amount of damage can vary greatly. Check your home s siding for splatter marks dents cracks paint chips or holes. For the harder to see impact areas like the chimney covers below run your chalk sideways over the surface and it will uncover the hail impact points. Look at the shingles.

Just type in the address in question and you ll see all the hail events that affected that property within the past year. The visual signs of hail damage vary depending on the materials of the roof. If you believe that the damage should be covered call local roof repair contractors to inspect the damage. Shingles with a granular texture such as those made from asphalt or composite materials may show granular loss that exposes the underlying felt random dents with no perceptible pattern and soft spots on the surface.

Look for dents dings chipped surfaces etc. Before calling your insurance company you should carefully read through your homeowner s insurance policy. Check out all the roof vents and features to look for any damage. When hail hits it can damage the roof or covering of your home as well as other personal property.

Check the ridge cap of the roof for dents. For the softer metal vents the damage will be much more obvious. The easiest way to tell if you have roof damage is to use our hail damage lookup tool.