Homes Made Of Roof Hail

Unfortunately hail damage is often excluded from roof warranties offered by contractors builders and manufacturers.

Homes made of roof hail. Fortunately most basic homeowners insurance policies cover structural property damage from hazardslike hail. Hail is a powerful force of nature that can even damage roofs made with concrete tiles if the stones are large enough and wind speeds are high. Solar roof shingles offer some interesting benefits and are now available in a variety of styles to match the look of asphalt slate and clay tile. Hail resistant is not hail proof.

Hail damage to clay tile roofs. The most effective way to minimize hail damage is to choose durable hail resistant roofing materials. If you don t see much damage aren t sure what you re looking for or don t want to get on your roof have a good roofing contractor perform a free inspection. It accounts for nearly 70 percentof insured property losses from severe storms every year.

Here are the top hail resistant roofing options available for modern homes. You can also hire an independent insurance adjuster not a public adjuster see mistake 5. It s important to remember that no roof is 100 immune to the damaging effects of an intense storm or some other catastrophic event. The integrity of the shingle may be damaged do not take a chance on it.

If you re receiving multiple solicitations from roofers and or your neighbors are getting roofs put on chances are you have. Hail damage is one of the most common claims on homeowners insurance. Hail damage to the roof is covered by the warranty. Gutters are also susceptible to hail damage.

Because seamless gutters are frequently feature aluminum or copper construction the signs of hail damage include telltale denting. Solar roof shingles are made from a material that can withstand high speed hail impact and very high winds. If you suspect that your roof has sustained damage from a hail storm the first thing you need to do is inspect the roof for dents dings split shingles and any leaks and cover any damaged areas with a tarp or similar waterproof material to show the insurance company that you made initial efforts to mitigate the damage. After a hailstorm walk outside to check your home or business for damages paying close attention to the roof ac unit siding and other areas that could have been damaged.

Take photographs of the damage and the hail using a tape measure or other object to indicate the size of the hail.